By Kristy Phillips

A dear friend called me last week with a tragic story. It seems her daughter who lives on the other side of the country had tried to commit suicide and was fortunately stopped when her astute sister called and could tell she was drugged. The paramedics were notified and came in time.  It seems that her mentally ill daughter felt her husband would be better off without her.

Fortunately the daughter is on new medication and while she is doing better, things are still tenuous because the husband does not want her to be on medicine or in the hospital. The neighbor asked me what she could do and I recommended a guardian divorce.

A guardian divorce can be forced by a family when a person can no longer rationally take care of themselves and the spouse is not taking care of them or is harming them.  A guardian divorce works in cases of mental illness or advanced age.  Say “sweet young thing” marries your aged parent and then neglects them. You can probably get a guardian divorce.

Getting a guardian divorce isn’t easy to do, but it is possible.  It is something you should only do in extreme cases – such as abuse or other threatening events.  For the typical “golddigger,” you would be better off getting a conservator named. A conservator is appointed by the court to look out for someone else’s money.

Lee R. Phillips

Sorry you missed my September Money Making and Economic Survival Boot Camp. It wasn’t your normal boot camp. There were only 10 couples there with me and the other experts. (I like small groups so I can work closely with the people one-on-one.)

The atmosphere in the room was electric, because for the first time ever, I showed ALL of the new tax and asset protection ideas I have been working on. Attendees were thrilled to have one-on-one time to put their asset protection and money making legal structures in place. (more…)

By Kristy Phillips

This is the Phillips family “off year” for Thanksgiving; our family is going to be spread across the country at the in-laws. Our oldest son is spending the day with us. I love Thanksgiving because I have so much to be grateful for. My family tops the list. I have three great kids. Ten years ago as I saw my children growing up and leaving the home I wished that I could freeze time. Well it didn’t happen, but honestly I can’t imagine life without our two cute daughter-in-laws, our son-in-law and our six wonderful grandchildren.

I have heard other grandparents muse that they wish they could have skipped the kids and gone right to the grand kids. Grandkids really are that much fun. There is a certain déjà vu about seeing your grandkids do something their parent did that is indescribable. I am around the grandkids enough to hear so many cute things they say and do. My heart melts. I don’t suppose my feelings are much different than most of yours. The peace of mind that comes from taking care of your estate and planning for emergencies so you can protect your family is one of the biggest reasons I can think of to get your will and trust in place. If you haven’t taken steps to put your affairs in order set a goal to get it done so you can enjoy the holidays.